Is osteopathy covered by private health insurance?
Yes! Almost all health insurers provide rebates for osteopathy, although some offer better rebates than others.
Common health insurers:
ACA Health Benefits Fund (ACA)
AIA Health Insurance (AIA)
Australian Defence Force Family Health (ADF)
AHM Health Insurance (AHM)
Australian Unity Health Limited (AU)
BUPA (BUPA)
CBHS Corporate (CBHS)
CUA Health Limited
Defence Health Limited (DEF)
Emergency Services Health (ESH)
Frank Health Insurance (GMHBA)
GMHBA Limited (GHMBA)
Grand United Health (GUH)
HBF Health Limited (HBF)
HCF (HCF)
Insurance Commission of WA (ICWA)
Health Care Insurance Fund of Australia (HCI)
Health Partners (HPI)
Hunter Health Insurance (CDH)
Health Insurance Fund of Australia Limited (HIF)
Latrobe Health Services (LHS)
Medibank Private Limited (MBP)
Mildura Health Fund (MDH)
Navy Health Limited (NBS)
NIB Health Funds Limited (NIB)
Nurses and Midwives Health (NMH)
Onemedifund (OMF)
People care Health Insurance (LHM)
Phoenix Health Fund Limited (PHNX)
Police Health (PHF)
Queensland Country Health Fund (QCH)
Queensland Teachers Union (QTU)
Reserve Bank Health Society Limited (RNT)
ST.LukesHealth (STL)
Teachers Health Ltd (TFH)
Teachers Union Health (TUH)
The Doctors’ Health Fund (DHF)
Transport Health Fund (TFS)
Westfund (WDH).
Osteopathy rebates are available under extras cover. There are different levels of protection depending on how much premium you want to pay and what services you might want.
Please note that your osteopath most commonly will charge a gap fee (i.e. the difference between the rebate the health insurer offers you and the total amount of the service). If you are not happy with the level of the rebate, then speak to your health insurer, as the osteopath has no control over the rebate the insurer gives you.
If unsure whether you are covered for osteopathy, simply check with your health care provider.
Empower Osteopathy welcomes patients from all nearby locations ranging from Robina, Burleigh, Mudgeeraba, Elanora, Palm Beach, Currumbin, Tugun, Coolangatta and the rest of the Gold Coast to Tweed, Murwillumbah, Casuarina, Cabarita, Pottsville, and the rest of the northern NSW rivers region.
